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PITTSBURGH POST-GAZETTE • MONDAY, MARCH 25, 2019WWW.POST-GAZETTE.COM
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Paul Block, publisher, 1927-1941
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A Pulit­zer Prize-win­ning news­pa­per
John Robinson Block, publisher and editor-in-chief
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Banking for all
Cities should press for branches in poor areas

Banks drive neigh­bor­hood growth. 

People need mort­gages for homes, en­tre­pre­neurs need loans to com­mer­cial­ize ideas and busi­nesses need cap­i­tal to ex­pand op­er­a­tions. Banks lend ca­chet to the places they do busi­ness, of­ten in­vest in them fi­nan­cially and en­cour­age their em­ploy­ees to do­nate time and ex­per­tise to lo­cal non­prof­its.

The op­po­site also is true. When banks leave  a com­mu­nity, credit can tighten. Liv­abil­ity erodes. Ac­cord­ing to a re­cent Bloomberg re­port, this is

the prob­lem fac­ing a grow­ing num­ber of low-in­come com­mu­ni­ties, which banks are leav­ing in es­pe­cially large num­bers as they shrink their over­all branch net­works or con­tinue to open branches in wealth­ier ar­eas.

From 2015 through last

year, banks across the coun­try closed about 1,900 more branches in poorer neigh­bor­hoods than they opened, Bloomberg re­ported based on S&P Global Inc. data. Based on S&P data, Bloomberg iden­ti­fied the big­gest cul­prits as Wells Fargo, JP Mor­gan and Bank of Amer­ica. It’s es­pe­cially gall­ing to see Wells Fargo’s name on the list given the var­i­ous other ways in which it’s be­trayed work­a­day Amer­i­cans in re­cent years, such as its de­spi­ca­ble scheme of open­ing bank ac­counts and credit cards for cus­tom­ers who didn’t ask for them and then charg­ing fees on those ac­counts.

The Com­mu­nity Rein­vest­ment

Act of 1977 gives banks in­cen­tives to serve low-in­come neigh­bor­hoods and re­quires reg­u­la­tors to grade the banks’ ef­forts in pub­licly avail­able re­ports. Crit­ics say the law isn’t well en­forced, and they fear that reg­u­la­tors in­tend to  scale back the re­quire­ments any­way.

But there are other av­e­nues for en­cour­ag­ing a bank’s com­mit­ment to low-in­come neigh­bor­hoods. Com­mu­ni­ties may cham­pion small, bou­tique banks that ca­ter to re­tail cus­tom­ers. They can throw their sup­port, and ac­counts, to banks that long have showed a com­mit­ment to

a city and its peo­ple. They also can take the tack that Pitts­burgh of­fi­cials did in 2012 and re­quire banks do­ing busi­ness with the city to in­vest in trou­bled neigh­bor­hoods.

Under the mea­sure, ini­ti­ated by then-Coun­cil­man Bill Peduto and pushed over

the fin­ish line by Coun­cil­man R. Daniel Lavelle, banks seek­ing a share of tens of mil­lions of dol­lars of city busi­ness must sub­mit com­mu­nity re­in­vest­ment plans pe­ri­od­i­cally. A re­view com­mit­tee, which in­cludes city Con­trol­ler Mi­chael Lamb, scores the banks and makes rec­om­men­da­tions about how much city busi­ness each will re­ceive.

Many banks are loyal to all parts of a com­mu­nity.  But when  banks only want to rub el­bows with the wealthy, there are steps a com­mu­nity can and should take to en­sure all neigh­bor­hoods have ac­cess to the cap­i­tal that fu­els  prog­ress and sus­tain­abil­ity.

Pass paid parental leave
Family-friendly policy is long overdue in U.S.

High-pro­file tech/​me­dia guru Alexis Ohanian has been mak­ing a na­tional mis­sion out of his highly pub­li­cized paid pa­ter­nity leave, cour­tesy of the com­pany he founded and owns.

The mul­ti­mil­lion­aire (and co-founder of Red­dit) and hus­band of ten­nis pro Ser­ena Wil­liams took the full 16 weeks of paid leave avail­able to him from his em­ployer — the ven­ture cap­i­tal firm he co-founded and runs — when his daugh­ter Olym­pia was born. And Mr. Ohanian has made a point of talk­ing about it to any­one who will lis­ten and pro­mot­ing it on so­cial me­dia to any­one who will look. Now he is part­ner­ing with Dove on a cam­paign to cham­pion pa­ter­nity leave.

It’s a good way to kin­dle a move­ment and a wor­thy move­ment it would be.

Mr. Ohanian is right in be­liev­ing — and demon­strat­ing — that there should be no stigma about fathers tak­ing a leave of ab­sence from work to be with their kids; and the leave should be paid.

Let’s take it a step fur­ther, though. There should be no stigma about ei­ther par­ent — or both — tak­ing a leave of ab­sence from work to be with their kids; and the leave(s) should be paid.

Polls show peo­ple of both gen­ders worry that tak­ing fam­ily leave (paid or un­paid) will cast them in an un­fa­vor­able light. This stigma could be dis­patched in quick fash­ion with two ini­tia­tives:

• The fed­eral Fam­ily and Med­i­cal Leave Act should be amended to in­clude paid time off. Cur­rently, the law al­lows 12 weeks of un­paid leave to qual­i­fy­ing em­ploy­ees. The job is pro­tected and health care (if it’s pro­vided) con­tin­ues. If FMLA were changed to in­clude man­da­tory pay, more peo­ple would take it and the stigma of leave would dis­si­pate.

• Em­ploy­ers — even those that are too small to be re­quired to par-

tic­i­pate in FMLA — should be­gin of­fer­ing paid fam­ily leave. The length of time should, at min­i­mum, be six weeks. But the lon­ger the bet­ter.

 In the pri­vate sec­tor, some com­pa­nies com­pet­ing for hires are of­fer­ing paid leave for em­ploy­ees and — Am­a­zon, for in­stance — even pay for the spouses of em­ploy­ees to take time off. U.S. House mem­bers are try­ing to re­quire that paid leave be of­fered by the coun­try’s larg­est em­ployer: the fed­eral gov­ern­ment. Law­mak­ers are work­ing hard again to pass a paid fam­ily leave bill for fed­eral em­ploy­ees. The leg­is­la­tion would guar­an­tee up to 12 weeks of paid leave for fed­eral em­ploy­ees for the birth, adop­tion or fos­ter­ing of a new child. Es­sen­tially, it con­verts FMLA into paid leave time for fed­eral em­ploy­ees. The bill has a dozen co-spon­sors (all Dem­o­crats) and a lot of union sup­port.

Amer­ica is the only coun­try in the de­vel­oped world that does not fed­er­ally re­quire paid leave, at least for new moms. Pres­i­dent Don­ald Trump has said he fa­vors six weeks of paid leave. Demo­cratic Sen. Kirsten Gil­li­brand, a pres­i­den­tial can­di­date, has in­tro­duced a plan for par­tial pay at 12 weeks of fam­ily leave.

Ev­ery­one ben­e­fits from paid pa­ren­tal leaves. Par­ents get time to ad­just to a new fam­ily unit. Chil­dren get to bond with their par­ents. Fam­i­lies are less likely to need the help of pub­lic as­sis­tance. The econ­omy grows be­cause paid leave is as­so­ci­ated with higher job per­for­mance, re­ten­tion and fam­ily in­comes.

Mr. Trump should bring to heel his Re­pub­li­can sup­port­ers: Ideally, a broad-based fed­eral man­date for paid pa­ren­tal leave would be passed by Con­gress. At the least, the fed­eral gov­ern­ment should be­gin of­fer­ing paid leave to its own em­ploy­ees.

Climate change meets economic justice

On March 15, the chil­dren led the way across the world with the Global Cli­mate Strike bring­ing at­ten­tion to cli­mate change (March 17, “Stu­dents Glob­ally Pro­test Warm­ing, Plead­ing for their Fu­ture”). Cen­tral to their de­mands is sup­port for the Green New Deal.

The agenda set by young peo­ple in our coun­try aligns with that of my union, 32BJ SEIU. De­trac­tors must re­al­ize the youth have got it right: Cli­mate change and eco­nomic justice go hand and hand.

Sci­en­tists pre­dicted we have 11 years to change the course of our cli­mate and take ac­tion to re-in­dus­tri­al­ize our na­tion with a green econ­omy, re­ly­ing on re­new­able en­ergy and elim­i­nat­ing de­pen­dence on fos­sil fu­els.

The Green New Deal is an op­por­tu­nity for green jobs. With the right train­ing, these jobs will al­low many low-wage work­ers a chance to ob­tain a fam­ily-sus­tain­ing job, which can help strengthen our econ­omy and sta­bi­lize fam­i­lies and com­mu­ni­ties.

We owe it to our chil­dren to leave them a world that is bet­ter than the one we have. Sup­port­ing the Green New Deal is a step in the right di­rec­tion.

Sam Wil­liam­son

Friend­ship

The writer is the Western Penn­syl­va­nia dis­trict di­rec­tor for 32BJ SEIU.


Out­pa­tient treat­ment

In the March 18 let­ter “Flaws with As­sisted Out­pa­tient Treat­ment,” Joni Sch­wa­ger cor­rectly states that Penn­syl­va­nia’s new as­sisted out­pa­tient treat­ment (AOT) law will go into ef­fect next month. Un­for­tu­nately, most of her other com­ments about the new law are far less ac­cu­rate.

First, AOT is not de­signed for peo­ple with ad­dic­tion dis­or­ders, but for a very small sub­set of in­di­vid­u­als with se­ri­ous men­tal ill­ness who can­not, on their own, rec­og­nize their need for treat­ment (a con­di­tion re­ferred to as “ano­sog­no­sia”). With­out a civil court judge’s over­sight, in­di­vid­u­als with this con­di­tion are un­likely to ad­here to treat­ment.

Second, the new law will not add stress to the com­mu­nity’s men­tal health and court sys­tems. These sys­tems are al­ready strained to the break­ing point by the in­di­vid­u­als with un­treated men­tal ill­ness who cy­cle through jails, hos­pi­tals and cri­sis cen­ters. AOT can stop this re­volv­ing door and save money.

Third, there ab­so­lutely are con­se­quences for peo­ple that do not ad­here to court-or­dered treat­ment. A judge may, as ap­pro­pri­ate, re­quire more fre­quent ap­pear­ances, ex­tend a court or­der or have a per­son re­hos­pi­tal­ized. How­ever, the goal of AOT is not to pun­ish peo­ple who are ill but rather to en­cour­age them to par­tic­i­pate in their own re­cov­ery.

Finally, ad­vance di­rec­tives are very use­ful tools but they are no sub­sti­tute for AOT be­cause they can be re­voked at any time, even if a per­son is in the throes of psy­cho­sis.

BETSY JOHNSON

Co­lum­bus, Ohio

The writer is a pol­icy ad­viser for the Treat­ment Ad­vo­cacy Center.

Eat less meat

We are writ­ing as the or­ga­niz­ers of the Pitts­burgh Vegan As­so­ci­a­tion. The pri­mary pur­pose of PVA is to ad­vo­cate for veg­an­ism in the Pitts­burgh re­gion. One way to think about a first mo­tion to­ward be­com­ing plant-based is par­tic­i­pat­ing in MeatOut Day.

It was first or­ga­nized in 1985 by the Farm An­i­mal Rights Move­ment to spark “...a na­tional con­ver­sa­tion ques­tion­ing [the] con­sump­tion of an­i­mal prod­ucts.”

MeatOut Day has been pro­claimed in mul­ti­ple cit­ies, in­clud­ing, now, our won­der­ful city of Pitts­burgh. Other an­i­mal-rights and vegan groups have since hosted the tra­di­tion, en­cour­ag­ing peo­ple to give veg­an­ism a try start­ing with one day — the first day of spring. This year, MeatOut Day was March 20.

PVA in­vites you to con­tinue to take part in MeatOut Day ac­tiv­i­ties through­out the year — and to make sub­se­quent goals to leave an­i­mals off your plate. If we be­lieve that an­i­mals have worth and value, what we can do is avoid un­nec­es­sar­ily harm-

ing them.

Eat­ing vegan can ac­tu­ally be af­ford­able, nu­tri­tious, de­li­cious and even easy. We in­vite ev­ery­one to par­tic­i­pate in MeatOut Day ac­tiv­i­ties with us and to con­sider go­ing vegan. For re­sources or help, visit MeatOut’s web­site or con­tact us at our own site, pavegan.org.

Sean Moun­das

Shadyside

The writer is a mem­ber of the Pitts­burgh Vegan As­so­ci­a­tion. The let­ter was also signed by El­lie Gor­don and Chris Wright.

Ear­lier this month, a ter­ror­ist mas­sa­cred 50 peo­ple at two mosques in New Zealand. Imme­di­ately, Prime Min­is­ter Jacinda Ardern prom­ised that within 10 days there would be gun re­forms in or­der to make the coun­try safer and at­tempt to pre­vent a sim­i­lar event from hap­pen­ing again. Less than a week later, New Zealand banned semi-automatic rifles.

Gun con­trol is a sen­si­tive topic for many, but needs to be dis­cussed. As of 2018, 43 per­cent of Amer­i­cans pos­sessed at least one fire­arm, and in my ex­pe­ri­ence, many like to use the Second Amend­ment as jus­ti­fi­ca­tion.

The en­tirety of the Second Amend­ment re­fers to the right to bear arms for, spe­cif­i­cally, a well-reg­u­lated mi­li­tia.

Ac­cord­ing to the Centers for Disease Control and Prevention, from 1967 to 2017 there have been 1.6 million gun-re­lated deaths.

For per­spec­tive, the num­ber of Amer­i­cans killed in World War II was over 416,000, over 6,000 for the Amer­i­can Revo­lu­tion­ary War, 620,000 in the Civil War, over 116,000 in World War I, 58,000 in the Vi­et­nam  War and more than 33,000 in the Korean War. 

The to­tal num­ber of deaths in all of the Amer­i­can-fought wars since 1775 is about 1.4 mil­lion. Gun-re­lated deaths, in an al­most 50-year pe­riod, have exceeded the number of deaths in all of these wars by over 200,000.

I would hope that Amer­ica would en­act gun re­forms to limit the num­ber of mass shoot­ings, an­nual gun deaths, cre­ate bet­ter screen­ing pro­cesses for ob­tain­ing fire­arms and ban weap­ons that fire over six rounds.

Chel­sea Sipes

South Side

Amer­ica needs to react by reforming
gun laws
James C. Iovino, deputy managing editor
Keith C. Burris, executive editor, vice president, and editorial director, Block Newspapers